Lindsay,
I think the issue has been pretty well covered for you. I agree with the consensus, short of money being the issue, or the fact that you just simply want to experience doing a package...NUCS are a MUCH better choice for all the reasons mentioned.
I caught bee fever in late October of 2012 and got my start by purchasing two Nucs on January 13th of 2013. I can still remember the anticipation, excitement, enthusiasm...and confusion over wanting to make the right decisions that you are dealing with now. Through swarms and cutouts, I've grown to 10 hives...So fair warning, the hobby is quite addictive.
I will give you one word of caution concerning purchasing Nucs, I had a great experience, but know others who have been disappointed. Understand, there is no definition as to what qualifies as a Nuc. Try to deal with someone with a good reputation, and know what you expect to receive.
Things to be aware of...
Not only how many frames, but what's on them. There should be plenty of bees, all frames should be drawn out and contain either eggs, larva, capped brood, pollen and honey, or some combination there of. It's kind of nice to see the queen, but I wouldn't say absolutely necessary.
Different folks do it differently, when I purchased mine, I supplied the Nuc box and arrived about mid day. With me there, he opened the Nuc, to transfer the frames to my box...Showing me the number of bees, realizing some were out foraging, helped me spot eggs, located and pointed out the queen. I then returned after dark, closed them up, and took them home. It was truly a GREAT experience.
Do some homework and asking around, If you can find someone to offer you a similar experience, it's more than worth the money and your chances of success will be much, much higher.
Good Luck, and keep us posted on your journey as a Beek.