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General Discussion => Any and Every Thing => Topic started by: Newbee on April 06, 2015, 03:45:11 pm

Title: Kentucky/Tennessee Residents?
Post by: Newbee on April 06, 2015, 03:45:11 pm
Hi there,

Might sound strange, but… anyone from or live in Kentucky/Tennessee?
The topic of pulling up stakes and moving has come up, and this is one area of the country I'd consider. Would like to ask some questions, learn more, and get a better feel. Specifically looking southern KY, northern TN, Bowling Green, near the Daniel Boone forest looks nice…. I would like a rural setting, but have 3 kids, so schooling is very important too.

Anyways, if you think you might have some insight, please shoot me a PM or eMail at  kmcdona1 _at_  twc.com
I don't mind carrying on most parts of the conversation here, but dunno if the board wants to hear?
Thanks.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Dunkel on April 06, 2015, 04:43:59 pm
Any requirements for employment involved?  Bowling Green is a nice area, about midway between Louisville and Nashville. Aunt still lives there. Their oldest son lives in Eddyville, five more years to pull on a ten year sentence.  He's not a big fan :laugh:
Title: Re: Kentucky/Tennessee Residents?
Post by: Perry on April 06, 2015, 05:42:28 pm
"but dunno if the board wants to hear?"

No problem, I might even be interested in learning about the area.
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 06, 2015, 06:24:08 pm
LOL! I can see why he might not like it. I hear it's beautiful when you're free to move about.  :)

Well, we've looked into moving south for as long as we've been together (wife hates it up here), but we've always predicated moving on me having a job. I've looked off/on over the years, sent resumes, never a hit, hardly ever even a call. I've heard it said more than once if looking to relocate, move! Then find a job. Much easier when you're already invested in relocating. Not many employers interested in the added risk... That being said, I've got a bachelor's in Graphic Design and am quite the geek at the pre-press stuff... but printing's just been decimated as an industry, the pay-scale's half what I used to make, and there's little work. I'd probably take home just as much working a non-descript office gig as a cube-drone... So while I'd LIKE to find the dream job running a $25m printer's prepress shop for the next 25-years, just dunno if that's going to happen. At this point I'm exploring the idea of moving sans-employment (*gulp*). I've got a stable work-history, CDL-license, worst-case I can drive a garbage-truck! Wife is a dental hygienist, she requires licensing per-state, but most reciprocate w/ NY, so probably looking at 6-weeks wait for paper-work and she's good to start applying to places (also stable work history, great recommendations available from current employer, etc.)

So, career aspirations and financial realities aside (  :laugh: ), my first concern is schooling for my kids. They're  8, 10, and 12 this year, so I'm looking at elementary, middle, and high-school. Tough trifecta when you're shopping in 'rural' area's? What I've noticed is there is often an affluent area outside most metro area's (genteel farming!), that are known to have good schools for the area (and high taxes!) While we're not well off by a stretch, we do have good credit (and work!), so a small old run-down place in one of those area's, would be ideal? I'm still not-too-old (41 ain't young) and can be fairly handy, so... fixer-upper w/ a few acre's. Toughest part is the schools (private school is not out of the question, I've got smart kids, they'll succeed wherever they go, but I want to give them the best opportunities possible, especially as we're pretty happy w/ the schools they're in now). We'll figure out how to make the other stuff work.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: riverbee on April 06, 2015, 07:01:58 pm
"I don't mind carrying on most parts of the conversation here, but dunno if the board wants to hear?"

like perry said, post away newbee!

off the top of my head.......g3, slowmodem are in tennessee, look for their posts when they find this thread.....there are a few others as well
kentucky, my first thought was dunkel......i see he replied!

good luck and well wishes!
Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 06, 2015, 08:25:51 pm
I live in TN, but not in the part you referenced.  I don't have any kids (that I know of) so I don't know much about schools.  But I'd be happy to answer what questions I know about.

You may want to consider moving to the Maryville, TN area.  That's where Senator (and former Governor and US Secreatary of Education) Lamar Alexander is from and from what I've seen the schools are all new and look like pristine colleges.  I'm sure he gets lots of money funneled there.  G3 could probably give you more information on that as he lives closer than me.  But the Smoky Mountains are really beautiful any time of year.

I've lived here nearly all my live (except for when I was in the Army and a 6-month stint of living in Manassas, VA).  I like it here for the most part.  No state income tax is a great thing (although the sales tax is kind of high).
Title: Re: Kentucky/Tennessee Residents?
Post by: Perry on April 06, 2015, 08:26:29 pm
University towns always have good elementary, middle and high schools nearby. :)
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 06, 2015, 09:57:37 pm
  No state income tax is a great thing (although the sales tax is kind of high).

8% sales tax here. NY's a bit over-the-top when it comes to taxes. Property, etc., are a big killer - My mortgage is over half taxes (and I have a nice house I bought on credit (e.g. not bragging, it's a big P&I payment!))
We like the natural surroundings, and do quite a bit of camping and hiking in the Adirondacks up here, it's just breathtaking. I would love to find 15-acre's on the side of a hill somewhere's...
I'm a bit concerned about the weather, frankly. We hit 90 in the summer here it makes the news. A good friend relocated outside Murfreesboro, TN a few years ago, told me last summer they had 90-days in a row where the temp didn't get below 90?! Even he said it takes some getting used to if you're a northerner. That's one reason I'm looking to altitude! LOL! I've actually contemplated taking some time to visit him. Would like to spend a few days driving around the area where he lives to get a feel.

Good point about the college towns, Perry (where I am now in Roch. we have several very good one's...) I applied to a few jobs at U of K... never heard back, LOL! Admittedly that's par for the course here, too. I suppose one hope of possibly relocating is to also find better employment opportunities. My friend has said he feels there are more opportunities where he is now, than when he lived up here. We work in different fields, but all the same, I know what he means.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Dunkel on April 06, 2015, 10:24:11 pm
Bowling Green has WKU, also the Corvette plant. Along with a few sinkholes and Mammoth Cave.  Elizabethtown is a trucking hub and has Kelleys Bee supply nearby :).  I would suggest the 1-65 and I -75 corridor.  I am from the eastern part of the state.  I have some of the most beautiful scenery on the planet but you would have a hard time eeking out a living in my area right now.  After thinking about it I could recommend the Richmond/Berea area.  They have EKU which was began as a teaching college. about 25 minutes out of Lexington on I-75. Still rural, about 45 minutes from Dadant  :D  40 minutes or so from Daniel Boone National Forest, rolling hills.  The only negative would be the Bluegrass Army Depot with the countries largest stockpile of nerve agents. Sixth percent sales tax and state taxes on top of that.  Now you have me thinking about moving myself :laugh:
Title: Re: Kentucky/Tennessee Residents?
Post by: LogicalBee on April 06, 2015, 11:36:37 pm
You might want to take a look at the USDA heat zone maps.  They give you a pretty good idea of how miserably hot it’s going to FEEL in the summer. 

(https://worldwidebeekeeping.com/forum/proxy.php?request=http%3A%2F%2Fdigital.coolspringspress.com%2Fgg_columns_images%2Fimages%2F950.jpg&hash=d4b3b267a84fed9431308692ec3a817af9fb6938)

Light Blue and Purples are good  :yes:, everything else is bad. :no:  If you want pleasantly cool summers in the south, you better be above 2000 ft.  Places like Mountain City, TN are what we Northerners would call nice in the summer.  Southwest VA and Southern WV also have pleasant summers (2000' elevations).  Downside to elevation is snow, hills, and southern drivers. ;D   OK, just kidding about those drivers  ;) 

If you don’t really like the cold (who does) and you can’t stand the heat (I’m not a lizard 8)) and you like a little water to drink :yes:, then there really isn’t any perfect place unless you can afford Hawaii.  So I just stay in Michigan.  ;D  Vacations to Florida in the winter time help make it bearable

Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 06, 2015, 11:43:24 pm
  No state income tax is a great thing (although the sales tax is kind of high).

8% sales tax here. NY's a bit over-the-top when it comes to taxes. Property, etc., are a big killer - My mortgage is over half taxes (and I have a nice house I bought on credit (e.g. not bragging, it's a big P&I payment!))
We like the natural surroundings, and do quite a bit of camping and hiking in the Adirondacks up here, it's just breathtaking. I would love to find 15-acre's on the side of a hill somewhere's...
I'm a bit concerned about the weather, frankly. We hit 90 in the summer here it makes the news. A good friend relocated outside Murfreesboro, TN a few years ago, told me last summer they had 90-days in a row where the temp didn't get below 90?! Even he said it takes some getting used to if you're a northerner. That's one reason I'm looking to altitude! LOL! I've actually contemplated taking some time to visit him. Would like to spend a few days driving around the area where he lives to get a feel.

Our sales tax averages 9.5% or so, it varies by county.  And our property taxes vary by county, too.  I have five acres with two houses and three sheds and my property taxes are around $600/year.  I bought the five acres next to me and without anything on it, the property taxes are $86/year.

Although the 90F is hot, the 75-95% humidity makes it oppressive.  Of course, most of the south is like that when the gulf moisture streams northward thanks to the Bermuda highs that sit off the coast.  Of course, it is cooler in the mountains somewhat.
Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 06, 2015, 11:47:17 pm
Vacations to Florida in the winter time help make it bearable

LOL  I've gone to FL in the summer and been cooler than I was in TN.  Those ocean breezes make everything all right (or maybe it was those tall drinks with umbrellas!)   8)
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 07, 2015, 06:24:47 am
You might want to take a look at the USDA heat zone maps.

Thanks for the pic!
You see that sliver of green sticking down through KY into TN? Yeah, there, that's where I'm looking!
LOL! Actually, there's quite a few maps like that, that made me start looking in that specific area. One was a night-time light pollution map and one was a crime-map. Both had a big whole lotta nuthin right about there.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 07, 2015, 06:36:01 am
Quote
Our sales tax averages 9.5% or so, it varies by county.  And our property taxes vary by county, too.  I have five acres with two houses and three sheds and my property taxes are around $600/year.  I bought the five acres next to me and without anything on it, the property taxes are $86/year.

Although the 90F is hot, the 75-95% humidity makes it oppressive.  Of course, most of the south is like that when the gulf moisture streams northward thanks to the Bermuda highs that sit off the coast.  Of course, it is cooler in the mountains somewhat.

I hear you about the humidity, that's my problem too.  I don't mind sweating, it's when I can't sweat, that's a problem!

I have a typical suburban home, 1/4 acre lot w/ a garage, sidewalks, etc... I pay more than that every MONTH in taxes (property, town, and school, oh, but that does include my garbage collection, so ya know, it's a steal!)

Yeah, doing the math on how much more P&I we can afford w/ the various tax-rates was a nail in the coffin for NY. This common-core thing was a big one too. Admittedly, as a born and bred NY'er, I'm indoctrinated w/ the idea that everything here is the best. Sure.... but to a degree, I do believe that about our schools. Prior to common core, NY's schools were some of the best in the country - and ours some of the best in the state (ergo, I feel I have my kids in a good place right now). Southern states, especially rural, typically get a bad rap... quite the conundrum for a dude wanting some quiet country acreage who has 3 kids. If only the wife would work 5-days a week I could home-school! LOL!  ;D  :o

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: G3farms on April 07, 2015, 12:31:08 pm
That little dip down area you are talking about is up on the plateau, that is Crossville up to Jamestown. Crossville is a nice place and still out in the country, going towards Jamestown it is more remote the further you go. A little further west is Cookeville with Tennessee Tech, think small college town. Several state parks and recreational areas near by, not real sure on the industry or schools since I live an hour or better east of there.

taint nutun but usn dumb hillbillies round har plus tha heat an humity....bess jus stay up thar in new yark city  ;)
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 07, 2015, 01:02:14 pm
taint nutun but usn dumb hillbillies round har plus tha heat an humity....bess jus stay up thar in new yark city  ;)

ROTFLMAO!
Yeah, there's a wee bit of trepidation about some of that. Fortunately, where we are in NY is about as removed as you from NYC, probably (it's a 6-1/2 hour drive if you want to visit, philosophically and politically, couldn't be further apart). That's also one reason to get the hades out of dodge. Inane acts of legislation like the SAFE act and a litany of others (not to mention the moral degradation of much of this state, and the influence NYC politicians have on state-wide issues), has me yearning for exactly that 'simpler' quality of life. My biggest fear is the quality of education the kids get. I know they're in some good schools now, I don't know what I'm looking at moving in to? As it is, we moved across-county about 5-years ago (thinking this was going to work the next 15-years…), in large part for the schools. I'd really hate to land somewhere's first, and want to relocate nearby again due to better schools? How do you pick the 'best' you can being a complete outsider? I may find a nice place on Zillow we can afford, but the schools are sports-oriented and the picturesque hill's we moved for are riddled w/ meth labs. D'oh! I've got smart kids, they suck at sports, I need a STEM school or something, LOL!

Here it's easy, get as far away from the city's as you can. LOL!

Thanks for the heads-up about the geography! I've been looking at that 65/75 corridor someone else mentioned as well.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: G3farms on April 07, 2015, 01:39:19 pm
I still live on the little family farm but the city has moved west and now surrounded by subdivisions. Lucked out with the schools for my kids, Farragut is one of the top schools in the state and all four of mine came through with shining colors. Here is a link to the top high schools in the nation.......

http://www.usnews.com/education/best-high-schools/tennessee?int=9abb08

If I were to pull up roots and move (which would take a mighty big mattock to dig), for the short haul I would venture across the river to Blount or Monroe counties, still very nice farm land abounds there. For the long haul it would be Crossville area or even north east to the tri-cities (Johnson City, Kingsport, Bristol).

 
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 07, 2015, 02:20:53 pm
Do you mean Monroe County, KY? That's funny, that county was hitting on my scanners for the schools as well, and ironically enough, I currently reside in Monroe County… NY.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: G3farms on April 07, 2015, 02:46:00 pm
Nope, Monroe county, TN

http://en.wikipedia.org/wiki/Monroe_County,_Tennessee

http://www.monroegovernment.org/
Title: Re: Kentucky/Tennessee Residents?
Post by: Dunkel on April 07, 2015, 09:34:01 pm
Wildcats lost, Badgers lost, now I recommend the Richmond area and they get hit with a tornado.  Go to Tennessee it's amazing, ;D Sorry guys
Title: Re: Kentucky/Tennessee Residents?
Post by: iddee on April 07, 2015, 09:49:48 pm
Well, Hello, Joe Btfsplk:  ER, I mean dunkel.  ;D   :D

Those old enough to remember Li'l Abner knows Joe.
Title: Re: Kentucky/Tennessee Residents?
Post by: Dunkel on April 07, 2015, 10:13:50 pm
Had to look it up iddee :laugh:  Starting to feel that way
Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 08, 2015, 01:05:24 am
Southern states, especially rural, typically get a bad rap... quite the conundrum for a dude wanting some quiet country acreage who has 3 kids. If only the wife would work 5-days a week I could home-school! LOL!  ;D  :o

- K

I don't know the situation of the schools here now.  I don't want to sound like I'm bragging or anything, but I went to public schools here and I ended up a nuclear power plant reactor operator for a while.  So they did teach me a thing or two.
Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 08, 2015, 01:15:19 am
Wildcats lost, Badgers lost, now I recommend the Richmond area and they get hit with a tornado.  Go to Tennessee it's amazing, ;D Sorry guys

Speaking of tornadoes........

Why is a tornado like a redneck divorce?  Somebody somewhere is losing a trailer.   ;D
Title: Re: Kentucky/Tennessee Residents?
Post by: LogicalBee on April 08, 2015, 02:13:16 am
You’ll need to become a NASCAR fan if you want to live down there. ;D  I made the mistake of trying to find a hotel room within 100 miles of Bristol, TN one time.  No vacancies anywhere.  Turns out is was a stinking race weekend. :o   They thought I must had been an alien from Jupiter to not know it was a racing weekend!  I almost thought about trying to find a beek to put me up for the night. :) They take their NASCAR pretty seriously.   

I don't want to sound like I'm bragging or anything, but I went to public schools here and I used to be a nuclear power plant reactor operator.  So they did teach me a thing or two.
Sadly the kids around here can’t even tell Fission from Fusion anymore.

We have a school of choice program up here which allows kids to decide which school district to attend; within reason.  Do kids have any choice about which HS to attend in TN or KY?  Up here the high schools now advertise on the radio to attract new kids (and state funding) from around the area.  What a way to spend the property tax mils they get from me; give it to media   :'( 
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 08, 2015, 03:47:16 pm
I don't know the situation of the schools here now.  I don't want to sound like I'm bragging or anything, but I went to public schools here and I ended up a nuclear power plant reactor operator for a while.  So they did teach me a thing or two.

Absolutely Slowmodem, I've seen some pretty sorry-excuses for public-education all across this fine country, this town included! My big concern is finding the right district, the first time, right off the bat. As it is we lived in this area (suburbs around Rochester, NY), for about 10-years, and after my oldest hit 1st grade, we decided it would be best if we found some schools that were a better match for my kids. As they're school-age now, and moving will be traumatic enough, I don't want to have to pick-up and move across town AGAIN, shortly after this big move. Gotta hit it and stick it right the first time. Moving is very traumatic on kids, and mine are of the sensitive sort.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 13, 2015, 03:37:44 pm
More jobs for the missus turned up near Knoxville… We started making plans to visit the general area on Memorial Day Weekend. Going to pull a few days off work and see what we can see! Would be nice to have a district or two to take a look at while they're open/before summer break.

I'm looking at those smokey mountain's thinking I'm sure to find a couple acre's there that'll make me happy…. I just have to find something that's a good fit for the kids. Private school is not out of the question (and broadens our geographic shopping area).

Got to see a Nuc get hived over the weekend at the local Beek's meeting. Good time! Seemed pretty easy, and I wasn't too bothered by the bee's. I only went w/ a winter parka (fine nylon thread/waterproof construction, had a hood), they didn't bother me at all, and I wasn't too nervous. All the same, I think a hat/veil would be useful for me doing an actual inspection (of my own hive). Going to see if any of the locals have a used one for cheap.


- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 15, 2015, 06:56:32 am
Question to all about the job market in the area around Knoxville/Nashville?

Assuming I can't find something in my trade initially, alternative forms of employment will be required post-haste (we're not rich, need cashflow, and a bank won't touch you w/ the 10-foot-mortgage-pole if you don't have a source of income, I don't care your credit score and cash savings...)

What's the prospects for construction or trades jobs? Is building booming there? I do have a commercial truck license, can drive a dump truck, bobcat, etc... Are there tree-services in the area that are busy and pay-well? What about logging operations up in the Mountains? I'm good w/ a chainsaw, and can drive that big truck w/ the boom on it. Not much for heights, but I've worked on tree-crews when I was a youth (rope man and ground crew), I can do landscaping and hard-scaping (bricks, retaining walls, etc.), and even did a year paving asphalt driveways recently.

I guess what I'm getting at, is can I find "work"? Getting my print-career back on track would be nice, but realistically, I need a job, that pays decent, and I need it fast, if we're to get down there and find a place in-time for the kids to start school in Sept. And I'm a NY'er that's been working in printing for the last 15+ years... so I don't know how a local landscaper's going to feel about putting me on as a crew-leader, even if I  can pass the skill's test, prove my knowledge, etc. AND does that pay $15/hour w/ 60-hour weeks or $10/hour and it's 20-hours Nov. to February?

I'm trying to gauge the headwinds I'm dealing with, not knowing the local population or expectation? My friend who moved near Nashville (skilled electrician/maintenance mechanic) said he found opportunity plentiful once he was down there (w/ a local mailing address and appearing in-person for the application). Getting hired on-the-spot w/ a handshake isn't uncommon if you have a good interview he said... But is that a 10-dollar an hour job for 9-months out of the year? Construction/trades jobs are tough up here, as it's only a 6-month season ((un)fortunately, we have snow-removal season the other 6...), but it's not a good career choice for a dude w/ a 12-month mortgage.

After clearing away (ignoring!) some of the big problems, some critical little one's are cropping up, and I appreciate the input from folks in the know! While very much a long-shot, what sacrifices can we make to pull this off? My career can take a temporary or permanent setback IMO, the wife is more specialized (and the bread-winner lately), but I do need steady work/income. How much and what it takes to get it, that's still up in the air! Wifey may get lucky - her current employer is part of a large national group, w/ 2 offices in K'ville, 3rd opening up this fall. She should be good work-wise. I'm the problem. Stupid printing... should have taken Dad's advice and been a Postman!  :D :D :D

Thanks!

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: iddee on April 15, 2015, 07:30:36 am
$20.00 per hour??

Down south............... Oh My Gosh, nobody makes that kind of money.It's only a dream.

Up north................. Is that all?? How do you expect to live on that miserly wage?

Just what do you consider "pay-well"?
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 15, 2015, 09:12:10 am
Down south............... Oh My Gosh, nobody makes that kind of money.It's only a dream.

Up north................. Is that all?? How do you expect to live on that miserly wage?


LOL! No, I hear you! That's exactly the dichotomy we're grappling with.

$15/hr @ 40 hrs. per week is $600 gross pay, or $31,200 salary per year (typical office job?).

In NY, you'll see $400 of that on Friday, $425 if you claim your kids (but then you don't get a refund in April, you get a bill!). Net $1600/mo.?

Fortunately my wife's field generally pays well (Dental Hygienist), however her licensing will take 8-weeks... I've seen my job listed in the $12-16/hr. range outside Nashville, and I've got over 15 years experience in the trade… I'm hoping to find something towards the top of that range, but not certain I'll find something in the printing-biz, so need to consider alternative options, that will get me employed quickly… I've still got the whopper NY Mortgage/taxes due every 2-weeks, and I'm going to have to try to convince a bank to take a chance on us (great credit rating, some cash savings, equity in current home, impeccable payment record on my mortgage the last 15-years…) I've seen office gigs @ University's down there paying $30-35k annually… But are those stellar once-in-a-lifetime jobs?

What's a luxury down there is barely affordable up here. While it's currently a pay-cut, and I'm willing to work OT to make it, I'd like to get as close to or over $600/wk. gross as possible. I figure between a bachelors, CDL license and a strong back, I aught to be able to get close to that, and hopefully in short-order. Is that unreasonable do you think? I used to get $100/day driving the dump-truck paving driveways, but that wasn't a 52-week a year job in this climate, so…. I'm hopeful, put it that way? LOL!

And thanks for the input! Love this sort of discussion from folks in the area, as it's really hard to judge looking at want-ad's and the like.

FWIW $15/hr. would be a good gig up here doing any of those things discussed, you'd be lucky to find it, frankly. There's more people than there are jobs, so all labor markets are paying lower than normal wages due to the supply of applicants for each position available.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: iddee on April 15, 2015, 10:24:40 am
You can likely find 3 jobs the first week paying from 9 to 11 per hour, then keep the 2 you like best until something better comes along.
But the expenses are much better. My 1800 sq. ft. house with about an acre is valued less than 100,000 and taxes are about 500 annually. Sales tax is 7 1/2 to 8 %, depending on the county.
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 15, 2015, 11:15:05 am
taxes are about 500 annually. Sales tax is 7 1/2 to 8 %, depending on the county.

Thanks Iddee!
Annual taxes for property, town, and schools =  $6500. I pay more into the escrow account every month than I do towards Principle and Interest! AND the State + Fed = 1/3rd of my check every week on top of that!

Criminal if you ask me, but I was told this is a civil chat-board, so I'll leave politics out of it!  ;D

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 15, 2015, 12:53:29 pm
Try using this to calculate the difference in the cost of living:

http://money.cnn.com/calculator/pf/cost-of-living/

http://www.bankrate.com/calculators/savings/moving-cost-of-living-calculator.aspx

there's lots of others if you goggle cost of living calculator  :)
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 15, 2015, 01:29:02 pm
I appreciate the links, but looking more for boots-on-the-ground intelligence.  ;)
I can tell by the mortgage calculators lopping $400 off my monthly nut is a no-brainer, and we can still get the house we want.... All in the taxes! That's 100/wk. pay cut, which isn't far off what I'm looking for?

I'm guessing I will only be losing a smaller portion of my paycheck, too. 33% of it I never even see.

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Dunkel on April 15, 2015, 08:01:33 pm
Wish I could help you in the Knoxville area. Wife's cousin teaches Spanish and her husband is a Scientist at Oak Ridge. He studies bacteria, real fungi once you get to know him :D  Beautiful area and fantastic schools, probably due to UT and Oak Ridge.. You really shouldn't have a problem with your degree since they really have a good graphic design program at UT.  Field maybe a little flooded but small companies seem to crop up in these areas.
Title: Re: Kentucky/Tennessee Residents?
Post by: Slowmodem on April 15, 2015, 08:26:51 pm
her husband is a Scientist at Oak Ridge. He studies bacteria, real fungi once you get to know him :D

Haha  I got it! (said the real pun guy)  :laugh: :eusa_doh:
Title: Re: Kentucky/Tennessee Residents?
Post by: Dunkel on April 16, 2015, 08:53:03 pm
Come home this evening phone rings, I answer it's Chris she wants to speak to the wife.  Bedroom door closes lots of muffled girl talk.  There getting divorced.  I said no kidding and went to check some bees.  I am not much of a believer in Jinxes but this is starting to get creepy.  Anyhow I know of a brick ranch coming up for sale, but you'll have to find it on your own because as of this moment I am off the air ;D
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 17, 2015, 02:39:49 pm
wow, that's crazy
Planning to visit Knoxville May 21-22, Nashville the 23-24, home on Memorial Day 25th.

How far of a drive is that southern-part of KY from Knoxville? The Monticello area looks great, but no jobs…

- K
Title: Re: Kentucky/Tennessee Residents?
Post by: Newbee on April 23, 2015, 03:46:55 pm
Planning to hit Knoxville on May 2nd (driving the 1st and 3rd, ugh…) for a tour and look see. Apparently we've got a second cousin that lives there, wife is from there, and offered to show me around.
Hopefully things will look positive, and we can go rental-shopping when we hit the place for Memorial Day.
Any campgrounds nearby to recommend? Looked at a few online, and they didn't seems to great… for the price, especially. 20-bucks more a night I've got a Red Roof Inn… and after 13 hours of driving, I don't think the foam mattress in the pop-up's going to look too good.

- K