Worldwide Beekeeping
Beekeeping => General Beekeeping => Topic started by: Gary on January 11, 2014, 07:57:53 pm
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What do those of you who have 20 or more hives do for insurance? Primarily liability in case of issues with honey sold or bee stings.
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I run a rider on my homeowners insurance don't recall what it cost wasn't much. When I was doing removals in apartment complexes in Wichita I carried a separate liability policy not sure on price of that one either been awhile since I did the apartments.
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I remove bees from houses. I tear out walls, ceilings, and floors. I tell them I am not insured.
They soon realize an attorney would cost them more than they could get. I have never been sued for a bee related incident.
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I had to carry the insurance by requirement of the apartment complex management. I gave up on insurance and bee removals at the apartments bullseye bill does them now
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A few years back my insurance company found out I kept bees and refused to renew my house and car insurance when they came due. Despite being completely claim free they would not renew and told me to go elsewhere. I have found another that insures me, but if I was serious about it I would have to get commercial liability insurance at around $500 for the year.
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Farm bureau in the United states is one of the few insurers in the United states that insure bees
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Geez! I've never even thought of it! Hmmmmm