Worldwide Beekeeping

Beekeeping => General Beekeeping => Topic started by: Gary on January 11, 2014, 07:57:53 pm

Title: Insurance
Post by: Gary on January 11, 2014, 07:57:53 pm
What do those of you who have 20 or more hives do for insurance? Primarily liability in case of issues with honey sold or bee stings.
Title: Re: Insurance
Post by: Riverrat on January 11, 2014, 08:01:08 pm
I run a rider on my homeowners insurance don't recall what it cost wasn't much. When I was doing removals in apartment complexes in Wichita I carried a separate liability policy not sure on price of that one either been awhile since I did the apartments.
Title: Re: Insurance
Post by: iddee on January 11, 2014, 08:02:38 pm
I remove bees from houses. I tear out walls, ceilings, and floors. I tell them I am not insured.

They soon realize an attorney would cost them more than they could get. I have never been sued for a bee related incident.
Title: Re: Insurance
Post by: Riverrat on January 11, 2014, 08:30:27 pm
I had to carry the insurance by requirement of the apartment complex management. I gave up on  insurance and bee removals at the apartments  bullseye bill does them now
Title: Re: Insurance
Post by: Perry on January 11, 2014, 08:41:34 pm
A few years back my insurance company found out I kept bees and refused to renew my house and car insurance when they came due. Despite being completely claim free they would not renew and told me to go elsewhere. I have found another that insures me, but if I was serious about it I would have to get commercial liability insurance at around $500 for the year.
Title: Re: Insurance
Post by: Riverrat on January 11, 2014, 09:57:40 pm
Farm bureau in the United states is one of the few insurers in the United states that insure bees
Title: Re: Insurance
Post by: Jen on January 11, 2014, 10:26:53 pm
Geez! I've never even thought of it! Hmmmmm