I really have nothing to add to that except "Wear as much as you need to be comfortable working the bees." just like Perry said.
ZULU.. what you posted is more relevant than most folks think.
I had the advantage of helping someone for quite a while before I got my own bees. That someone quite enjoyed getting me stung, and then enjoyed harassing me if I wore protective gear. As a novice I tended to trust him a little too much. Hey, if hes going to stand there with NO protective gear on, I can do it as well!
Didn't take me long to figure out that bees are pretty smart. They went after the guy tearing the hive apart, not the guy standing a step away, calmly, without moving. I also learned that over the years his skin had either become harder than dried leather, AND he had no feeling left in that old leather skin. However, getting stung quite a bit made me quite a lot more accepting of stings. I dont often show any reaction, once in a while getting s small swollen hard spot at the site of the sting, so I usually dont wear a veil or even gloves.
The exception to that might be in the fall, especially if it has been a very dry summer. Most bees I have dealt with get more testy as fall comes on. They also get testy if they are queenless.
I had a tie on Veil, but found that if things went badly, the bees VERY swiftly found the gaps between shirt and veil. There are a few times I had more bees INSIDE the veil than were clustering on the outside. Once the bees get in, the Veil is not longer a comforting thing to have on!!
So with doing cut outs, and having met some REALLY nasty bees in the process added in, the time came to invest in better protection.
I ordered Ultra Breeze suits. One jacket/veil, and one full suit/veil. I am quite impressed with them so far, but have yet to begin testing them. Will give an update on them as time passes. Part of the decision I made was because of the open mesh. Inspecting at 95 degrees isnt fun with a non vented bee suit, and it isnt often I felt I would need a suit in COLD weather.
What everyone else has said is true. You NEED to be confident and comfortable. If you begin to worry and fret about doing inspections then your not enjoying something you SHOULD be enjoying. Whatever you get, make sure you are happy with it!